Search results for: ,short,sale
Thursday, 19 August 2010
Foreclosure Prevention Warning
As mortgage delinquencies remain somewhat out of control, those looking to capitalize on California’s 2,500,000 struggling underwater homeowners are emerging from the woodworks. They hold in their hands a promise many have been waiting for: to prevent home foreclosure. However, behind their sweet-tasting words is a serpent’s tongue casting about for financially wounded homeowners’ money.
...
Posted by Polly Rathe at 9:05 AM in Category: Mortgage & Finance
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Thursday, 12 August 2010
Market Update August 2010
With the summer moving on, we are moving into the busier season for Real Estate. Visitors that are considering buying are now winding down their vacations and focusing more on Real Estate. This is why we have seen more showings and offers in the past two weeks than in all of July. This has been a typical pattern for many years now.
Sellers are lowering prices in an effort attract those bu...
Posted by Polly Rathe at 8:32 AM in Category: Market Conditions
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Tuesday, 16 February 2010
Are You Ready To Get In The Investor's Market
The Yuba Sutter Area is perfect for a seasoned or first time investor. With many homes available, the variety is vast, from single family homes, to multi-family dwellings as duplexes and apartments, and investor has a large range to choose from. Close to major metropolitan areas as Sacramento, and Chico, and the "road less taken" up to the Sierras, residents enjoy a small town feel, with modern ...
Posted by Polly Rathe at 11:39 AM in Category: Buying Property
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Monday, 15 February 2010
Distressed Home Sales
Short sales and Foreclosures are all the rage, but are they a major component of the real estate market here in Humboldt County, CA?
Currently in Humboldt County (2/11/10) there are …
• 517 total homes on the market
• 16 active REO (or bank-owned) homes on the market (3.1%)
• 47 active short sale listings on the mar...
Posted by Polly Rathe at 2:32 PM in Category: Market Conditions
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Monday, 25 January 2010
Understanding Financial Risk when Purchasing a Home
The average sales price of homes in Yuba City CA for the month of Sep 09 to the month of Nov 09 was $165,000. This shows an increase of 3.1%, or $5,000, from the previous quarter. There was a decline of 6.8% compared to the year 2008. Sales prices have depreciated at a drastic rate of 38.2% during last five years in Yuba City.
It was found that the average list price for a Yuba City home...
Posted by Polly Rathe at 9:42 AM in Category: Buying Property
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Friday, 22 January 2010
The latest on Interiors at Elk Grove homes
It would be a good thing to take a second look the next time you visit a gorgeous master bathroom. It would be easier if one had a step or two on getting in and out of a large tub. But one of the Interior designers, Adele Lampert of Page One Interiors, Inc. in Barrington, disagrees. It is much safer to sit on the deck and rotate than think of a slippery foothold. While we often think of interior d...
Posted by Polly Rathe at 10:25 AM in Category: Buying Property
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Thursday, 21 January 2010
Placer homes for sale
Placerville makes way for the latest “evil knevils” of their time with the Placerville speedway catching momentum this year. This event normally conducted at El Dorado County Fairgrounds on a quarter mile oval. There is news of newly built cars and admission for sneak preview will happen later in the month. Apart from the speed racers, the kids also get bicycle races and other categories of races...
Posted by Polly Rathe at 8:25 AM in Category: Buying Property
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Wednesday, 20 January 2010
Elk Grove homes for sale
The beauty of Elk Grove is the perfect balance of open spaces like the Cosumnes River Preserve and Stone Lake Wildlife Reserve with the business and residential developments. Elk Grove Community has made it a priority to provide parks for the residents and is known for the excellent park management system. Elk Grove offers small homes to ranch estates for sale, giving the city small town feel alon...
Posted by Polly Rathe at 4:54 AM in Category: Careers in Real Estate
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Tuesday, 19 January 2010
Sacramento Homes for sale
In a time where the G 20 summit has mixed feelings and demands, it is reassuring to know that there are some places in the world where the word ‘environment’ has been revered with serious action. Sacramento, according to the journal, American bicyclist, ranks fourth in the country for bicycle commuting. Business professionals and specialists are claiming that the use of bicycles is more viable tha...
Posted by Polly Rathe at 9:21 AM in Category: Buying Property
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Monday, 18 January 2010
All You Need To Know About Home Insurance
While buying a home, you are always advised to get a home insurance. But do you know what a home insurance is and what are its benefits?
The type of property insurance that covers private homes is called home insurance. This home insurance policy protects the home and the homeowners from the loss that can occur due to damage to the home and its contents. Also, the liabilities for public a...
Posted by Polly Rathe at 10:28 AM in Category: Events
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Friday, 15 January 2010
Whether To Invest On A Pre Foreclosed Or An REO Property?
If you are an investor looking to invest on a foreclosed property, then you may also want to consider whether to buy the Real Estate Owned property or the pre- foreclosed property that is still owned by the borrower. You may feel that investing on an REO property is a fairer deal as you will be assured with the title to the property and the insurance. Also you will have a security of the old owner...
Posted by Polly Rathe at 7:49 AM in Category: Careers in Real Estate
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Thursday, 14 January 2010
Never Sell Your House To A Lender!!
A depression in the economy can cause many home owners to throw up their arms and sell their homes in order to get rid of financial difficulties. But does that mean they can give away their property to a lender only because they cannot afford it anymore! Also those in financial crisis cannot treat their homes as easy to dispose consumer goods. I agree that a real estate investment can also be term...
Posted by Polly Rathe at 6:45 AM in Category: Mortgage & Finance
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Wednesday, 13 January 2010
Predict the Future While Buying a Home
Whether you are a seller or a buyer in the real estate transactions, you must always thing in the long term of the real estate market. There are several factors that can influence tomorrow’s market and you must be prepared for both ups and downs. To sell your home for a profitable price, you must ensure that your house in good condition. This is because, buyers usually look for homes in to which t...
Posted by Polly Rathe at 4:57 AM in Category: Buying Property
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Tuesday, 12 January 2010
Do’s and Don’ts at a Real Estate Auction
The real estate auctions that happened before 2005 were more of trustee sales that took place in front of the house being auctioned. If you were to participate in those auctions, you would surely get a great deal, but there were drawbacks as well. If you won the bid with the highest amount then you were required to pay cash in full. Also you were not given an opportunity to inspect the house. Ther...
Posted by Polly Rathe at 4:21 AM in Category: Careers in Real Estate
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Monday, 11 January 2010
Don’t Forget to Inspect The House Before You Make Final Decision
You move into your new home for the first time after closing a profitable deal with great excitement! But what if, on your arrival, you find that the lawn is overgrown, the lights do not flicker, there is not even a lone bulb in any part of the house and the leaky plumbing is not fixed?? Such a situation is sure to frustrate you!
If you do not want to face any unpleasant surprises on you...
Posted by Polly Rathe at 4:50 AM in Category: Careers in Real Estate
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Friday, 8 January 2010
Marketing Strategies for Real Estate Agents
Real estate is a very competitive industry where property marketing plays a very important role. Real estate professionals usually consider property marketing as just looking out for clients by placing ads on advertising sites, distributing brochures or newsletters. However, the act of property marketing in real estate has more than just advertising. As a real estate agent you must ensure that you...
Posted by Polly Rathe at 4:32 AM in Category: Careers in Real Estate
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Thursday, 7 January 2010
Want to Buy the Elk Grove Homes For Sale? Manage Your Finances Properly…
Your dream of owning a home in Elk Grove will no longer be a dream. With many loan programs for the first time investors on the Elk Grove homes for sale and all necessary information present on the internet, you can easily buy your dream home. With the right information and money in hand, your investment becomes easy. But it is essential that you handle your finances correctly. Here are a few step...
Posted by Polly Rathe at 5:05 AM in Category: Buying Property
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Wednesday, 6 January 2010
How SEO Experts Determine the Rank of Your Listings for Sale…
In the age of online real estate marketing, you too want to rank on top in the search engine rankings. To achieve the top rank for your listings for sale, you have to hire the services of an SEO Company or professional to optimize your real estate website. The questions that appear during the selection of a SEO Company make hiring SEO professionals a very challenging task. The most common and obvi...
Posted by Polly Rathe at 5:38 AM in Category: Free Information & Tools
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Tuesday, 5 January 2010
Investing on the Homes for Sale in Elk Grove? Here Are A Few Insider Tips
Investing in real estate has been a booming business from many years. With many homes for sale in Elk Grove, you are sure to find homes that will suit your necessities and finances. Irrespective of the purpose of investment you want to make, you will need a plan. Especially when you are investing on a home with the intension of living in it, the planning must be effective and complete before you b...
Posted by Polly Rathe at 6:08 AM in Category: Events
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Monday, 4 January 2010
Basics on Real Estate Photography to Market the Local Homes for Sale
As a realtor you will want to include photos of the property you market on your real estate websites. This is indeed a very good thought as community pictures play a very important role in marketing the local homes for sale. While capturing the photos for your website, you must take care to get all the basics of photography right. These basic aspects of real estate photography include queries on w...
Posted by Polly Rathe at 5:57 AM in Category: Careers in Real Estate
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Friday, 1 January 2010
Issues in Real Estate Videos on Property For Sale
Wish You All A Very Happy New Year 2010!!
Online real estate marketing gets more effective this year by including real estate videos on websites. Real estate videos provide access to all property for sale on the online listings. These videos provide buyers a very powerful buying solution that can be accessed from anywhere on the internet. With innovative technology tools, real estate vide...
Posted by Polly Rathe at 5:55 AM in Category: Buying Property
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Thursday, 31 December 2009
Everything That You Will Want to Know About the Sacramento Community!!
Have you just bought your dream home from the Sacramento new homes for sale? Are you willing to relocate to Sacramento, but are unaware of the community where you will be moving into? Well, you should have had found out about the community before you purchased the home! Since you have not done that, do not worry. We will help you know your community better! After reading through this article, you ...
Posted by Polly Rathe at 6:30 AM in Category: Free Information & Tools
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Wednesday, 30 December 2009
Relocating? Know Your Rights and Responsibilities!
Relocating for career opportunities and personal reasons is now an essential part of life. With millions of people relocating across the globe, it is common for everyone to hire the services of a relocation service provider for hassle free relocation. These service providers are making huge money from their business. In such a situation, it is a known fact about the presence of scammer relocation ...
Posted by Polly Rathe at 6:22 AM in Category: Events
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Tuesday, 29 December 2009
Know Your Requirements before You Buy the Yuba City Homes for Sale
Home to the world’s largest dried fruit processing plant and the Sunsweet Grower’s Inc, Yuba City is the county that was born during the days of the Great Californian Gold Rush. With several wineries, Yuba City is now home to 165,000 residents. The Yuba City homes for sale are not difficult to locate. With the current boom in the real estate market, there are plenty of homes for sale. The homes he...
Posted by Polly Rathe at 5:09 AM in Category: Buying Property
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Monday, 28 December 2009
Natomas homes for sale
Just five minutes north from downtown Sacramento is the Natomas region, which is currently booming with real estate activity. This region is adorned by the Sacramento River on the west and the American River to the south. Previously this region was home to vast farmlands. Now the local government has planned a very reasonable and beautiful residential area by keeping in mind the preservation of na...
Posted by Polly Rathe at 5:38 AM in Category: Buying Property
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Thursday, 24 December 2009
Trends in Real Estate
Recession has had its impact on real estate too. The real estate market is now struggling in many areas of the country. The real estate agents and brokers have realized the importance of being a financial planner in accord to being a sales person. Traditional approaches to the current market do not have its stand in the global real estate market. With real estate transactions going online, agents ...
Posted by Polly Rathe at 9:30 AM in Category: Market Conditions
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Wednesday, 23 December 2009
A Good Picture Will Influence the Sale of Your Home
Photography facilitates better communication. With the advent in technology, portraying your thoughts with the help of pictures has eased all efforts in communication. The online real estate market has taken the best advantage of community pictures on the internet. Today’s real estate investors prefer to buy homes on the internet. Their imagination about an agent’s description on the house is now ...
Posted by Polly Rathe at 5:28 AM in Category: Events
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A Good Picture Will Influence the Sale of Your Home
Photography facilitates better communication. With the advent in technology, portraying your thoughts with the help of pictures has eased all efforts in communication. The online real estate market has taken the best advantage of community pictures on the internet. Today’s real estate investors prefer to buy homes on the internet. Their imagination about an agent’s description on the house is now ...
Posted by Polly Rathe at 5:28 AM in Category: Events
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Tuesday, 22 December 2009
Technology and Community Pictures
To communicate effectively, it is very essential to choose the right words and put the right phrase at the right place. But are you sure you will express all your thoughts in the right way? Think about showing to the world what you want to express… Does that ring a bell? Yes I am talking about photography! Through a camera’s view finder, you can show the world what you see and convey the message i...
Posted by Polly Rathe at 5:19 AM in Category: Events
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Technology and Community Pictures
To communicate effectively, it is very essential to choose the right words and put the right phrase at the right place. But are you sure you will express all your thoughts in the right way? Think about showing to the world what you want to express… Does that ring a bell? Yes I am talking about photography! Through a camera’s view finder, you can show the world what you see and convey the message i...
Posted by Polly Rathe at 5:19 AM in Category: Events
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Monday, 21 December 2009
Here Is How You Can Make Your Own Real Estate Video
Your real estate website ranks the top in search engine listings. You have a good traffic into your site but that has not helped to convince your clients to do business with you. Is your content appropriate to the services you provide? Are you aware that technology has now advanced to enable the inclusion of pictures and videos on website??
Make your own real estate video to market the ...
Posted by Polly Rathe at 4:54 AM in Category: Careers in Real Estate
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Friday, 18 December 2009
Videos to Market Your Real Estate
The improvement in technology has got the world shopping online. People are now looking for homes and buying homes on the internet. A real estate agent’s website plays an important role in online real estate marketing. To be on the top of search engine listings, agents make use of SEO techniques for their websites. But ranking on top is not sufficient to keep clients on your site. Your site has to...
Posted by Polly Rathe at 6:00 AM in Category: Market Conditions
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Thursday, 17 December 2009
Community Videos
Gone are the days when people would travel to different cities or countries to just attend a meeting. We now live in an era where we can communicate with a person at the other end of a video screen. It is the era of video conferencing and video communication. A video clipping explains the scene better than hundred words.
Internet plays an important role in video communication. The most famous...
Posted by Polly Rathe at 8:18 AM in Category: Events
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Wednesday, 16 December 2009
Green Homes – The Perfect Answer to Environment Concern
The earth is now prone to global warming. As a result there are drastic climatic changes and environmentalists are expressing concern over the earth’s future. Are you willing to contribute whatever little possible from your side to help protect the environment? Then you can consider making your home green. A green home is the current trend in Sac Town that demonstrates dedication to the environmen...
Posted by Polly Rathe at 6:58 AM in Category: Events
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Tuesday, 15 December 2009
Real Estate – A Budget Priced Venture
The real estate market in Sac Town is always booming with activity. With the availability of various home loans from the government and private mortgage lenders, buying a home in Sac Town has been made easy. But real estate has its speculations. If you do not repay your loan on time, your home is likely to be foreclosed. Foreclosed homes are budget priced homes. The foreclosed homes for sale in Sa...
Posted by Polly Rathe at 5:29 AM in Category: Careers in Real Estate
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Monday, 14 December 2009
Halloween in Sac Town
Halloween is a holiday celebrated every year on the night October 31st. Although it was first started in Ireland, it is now celebrated across the world. Halloween activities include bonfires, ghost tours, trick or treat, carving pumpkins, haunted house tours and costume parties. Traditionally, this was the time used by the pagans to stockpile their supplies and livestock slaughter for the winter. ...
Posted by Polly Rathe at 5:26 AM in Category: Events
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Friday, 11 December 2009
A Memorable Sacramento Tour
Sac Town is known for its Mediterranean climate. This climate is dominated by mild temperature with warm days and very few freezing nights in winter. This climate is ideal for the presence of large acres country side, far from the downtown mayhem. The best time for tourists is late spring, when there is lot of sunshine, with a pleasant temperature that is low on humidity.
The tourist hots...
Posted by Polly Rathe at 5:24 AM in Category: Free Information & Tools
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Thursday, 10 December 2009
Watch Out For Negative Equity
Do you own a home which has negative equity and are wondering how this occurred? The answer is simple. Negative equity occurs when you purchase a home using a home loan and the home prices begin to decline due to economic slowdown. The home value now decreases below the value principally on mortgage. This condition is called negative equity. It can be calculated by taking the value of the home, le...
Posted by Polly Rathe at 7:33 AM in Category: Market Conditions
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Wednesday, 9 December 2009
Bringing Art to Homeless Children
Sac Town is known for its activities in arts and culture. The art forms seen here are theatre arts and visual arts. The Sacramento Metropolitan Arts Commission established the arts council in 1977. From then on, this council is vigorously providing many programs of art in the city. These programs can be in the form of Arts education or arts at public places. Special programs are also conducted to ...
Posted by Polly Rathe at 7:22 AM in Category: Events
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Tuesday, 8 December 2009
The Foreclosure Story
It is everyone’s dream in Sacramento to own a home. As home loans are made easily affordable, almost every family has a home of their own. Home loans with low mortgage rates are provided by the government for low income and bad credit people. These loans have interest rates as less as three percent. Consolidation of loans by the government has made repayment much easier. In spite of all these, for...
Posted by Polly Rathe at 8:01 AM in Category: Mortgage & Finance
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Monday, 7 December 2009
Sacramento is Going Green
Are you planning to build a home in Sacramento? Then you will want to consider the new trend in Sac Town, which is, living in Green Homes. Does that mean you have to color your house green?? No. Then what are Green Homes? Green Homes are places of healthier living. They are constructed using fewer resources when compared to the traditional homes. Green homes create much less waste as they use less...
Posted by Polly Rathe at 7:38 AM in Category: Market Conditions
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Friday, 4 December 2009
Real Estate Tips
Investment in real estate is said to be the safest form of investment any individual can make. Having found your dream home with the help of a real estate agent, you are all set to buy it. But wait! Are you warned about the risks involved in investing in real estate investment? Here are a few points that you need to before making your bid on the property.
Getting a ‘real’ real estate agen...
Posted by Polly Rathe at 7:28 AM in Category: Buying Property
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Thursday, 3 December 2009
Sacramento Community Real Estate
The golden city of Sacramento, California, is has a vibrant past. The recent government program, 2-1-1 Sacramento, provides the citizens with information about all the government services available to them. 2-1-1 Sacramento addresses various community services including housing, education, medicine, employment, finance, schools, children and women health and food programs and many more.
T...
Posted by Polly Rathe at 6:56 AM in Category: Free Information & Tools
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Sacramento Community Real Estate
The golden city of Sacramento, California, is has a vibrant past. The recent government program, 2-1-1 Sacramento, provides the citizens with information about all the government services available to them. 2-1-1 Sacramento addresses various community services including housing, education, medicine, employment, finance, schools, children and women health and food programs and many more.
T...
Posted by Polly Rathe at 6:34 AM in Category: Careers in Real Estate
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Wednesday, 2 December 2009
The Rose City of California - Yuba City
Located in the region of mild Mediterranean climate dominated by wet, cold winters and dot, dry summers, Yuba City was home to the Maidu people until 1800s. But in the beginning of 1800s Yuba City saw the Maidu people encountered by the Mexicans and Spanish. The ‘Gold Rush’ in 1848 saw small establishments along the Yuba River. Yuba City got its first county seat in 1856. This region is also call...
Posted by Polly Rathe at 7:34 AM in Category: Free Information & Tools
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Tuesday, 1 December 2009
Sacramento Community Information
The Sacramento Community Services Planning Council founded the 2-1-1 Sacramento service. This service is free of cost and is available to the residents all days of the week, round the clock! Special services are provided to the disabled. A special feature of this service is that assistance is rendered in many languages. This program is the combined initiative of the Sacramento Commissions for hous...
Posted by Polly Rathe at 6:01 AM in Category: Free Information & Tools
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Monday, 30 November 2009
The New Sacramento trend- Green Homes
Green Sacramento is the current trend with all builders and real estate agents in town. Sacramento survived all the trials and tribulations through 2009 and opportunities and partnerships for Green Sacramento are getting better.
The Green builders of Sacramento feature homes that annually save thousands of kilowatts of energy, thousands of gallons of water and acres of trees! The home buy...
Posted by Polly Rathe at 6:24 AM in Category: Buying Property
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Friday, 27 November 2009
Recession Proof Career
The recent economic conditions had unemployment rates higher than what they had been in more than a quarter of a century. Ironically the housing sector had created incredible opportunities as the interest rates in buying and selling were on the rise. During such times the country saw a gradual rise in the demand for real estate agents.
To become a real estate agent you can be educated in ...
Posted by Polly Rathe at 12:40 AM in Category: Careers in Real Estate
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Wednesday, 25 November 2009
Latest Real Estate Updates – Roseville, Elk Grove and Placerville
Roseville Real Estate: One bedroom homes in Roseville/Rocklin corridor have a rent of $820 per month and $813 per month is paid by Section 8 to property management organizations in Sacramento. Roseville/Rocklin’s homes with one bedroom have an average area of 750 sq. ft and there exists about 700 rentals.
Two bedroom rentals in Roseville/Rocklin corridor possess a rent of $1010 per month...
Posted by Polly Rathe at 11:00 PM in Category: Free Information & Tools
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Thursday, 12 November 2009
Green Solar Project in Sacramento
This is a great article about a huge solar project in Sacramento. Enjoy.
By Jim Downing
jdowning@sacbee.com
Published: Thursday, Nov. 12, 2009 - 12:00 am | Page 8B
The roof of a North Sacramento plastics factory will host the biggest West Coast installation of a new type of solar panel.
The technology, built by Fremont’s Solyndra Inc., uses racks...
Posted by Polly Rathe at 4:28 PM in Category: News
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Wednesday, 11 November 2009
GMAC Real Estate Merges with Real Living
Date: November 11, 2009
To: GMAC Real Estate Sales Associates
From: Graham Badun, Managing Partner & CEO, Brookfield Residential Property Services
Re: GMAC Real Estate to be Re-branded ‘Real Living’
I am very pleased to let you know that Brookfield Residential Property Services has acquired Real Livi...
Posted by Polly Rathe at 10:07 AM in Category: News
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Tuesday, 10 November 2009
What People are Saying About GreatWest GMAC Real Estate
Below you will read from one of our valued partners, Cindy Holland of Costello and Sons Insurance Brokers. We are so Proud. Thanks Cindy!!
From: Cindy Holland [mailto:cholland@costelloandsons.com]
Sent: Tuesday, November 10, 2009 8:33 AM
To: T. Sami Siddiqui
Subject: The difference between you and other brokers I have come to know or encountered
Is very simple;
Posted by Polly Rathe at 1:10 PM in Category: News
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Thursday, 5 November 2009
New First Time Home Buyer Tax Credit Bill
Let’s all hope this bill passes. It will continue to spur the economic and real estate recovery.
WASHINGTON — Buying a home is about to get cheaper for a whole new crop of homebuyers — $6,500 cheaper.
First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package. But with that program scheduled to expire at the end of ...
Posted by Polly Rathe at 9:15 AM in Category: News
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Monday, 2 November 2009
What's Your Take on it?
By Chelsea Phua
cphua@sacbee.com
Published: Monday, Nov. 2, 2009 - 12:00 am | Page 5B
Last Modified: Monday, Nov. 2, 2009 - 6:29 am
Harpreet Dhillon has spent many solitary evenings in the past year as a clerk at his father’s small liquor store in Elk Grove, stocking merchandise, manning the cash register and, on occasion, dealing with difficult customers.
On Su...
Posted by Polly Rathe at 10:29 AM in Category: News
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Friday, 30 October 2009
Certified Distressed Property Expert
Certified Distressed Property Expert- Linda Hess
LINDA HESS of GREATWEST GMAC REAL ESTATE, 2235 Douglas Blvd.#520, Roseville, Ca. has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in ...
Posted by Polly Rathe at 5:33 PM in Category: News
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Wednesday, 14 October 2009
SMUD demo house in Fair Oaks shows how to save energy
SMUD demo house in Fair Oaks shows how to save energy
The 26-year-old house in Fair Oaks was a product of its time, all-electric and power hungry, built in an era of Rancho Seco nuclear power.
Remodeled in 2009, the house is now the product of a new time, and it’s all about energy conservation.
Tucked away on a quiet, pleasant street near Hazel Avenue, the house i...
Posted by Polly Rathe at 8:44 PM in Category: News
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Sunday, 6 September 2009
What determines the value of a home?
As a Real Estate professional I get asked this question daily. I have my ideas and opinions and quite frankly they change as the "market" changes. But the one constant for me has been this: Any given property is worth what someone is willing to pay.
If you are trying to sell a property in today’s market put yourself in the shoes of a buyer. Would you pay what you are asking?
If...
Posted by Polly Rathe at 10:47 AM in Category: Market Conditions
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Saturday, 22 August 2009
Sacramento-area home sales remain sluggish
Sacramento-area home sales remain sluggish
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/2130021.html
Sales of existing homes in the Sacramento area climbed 2.6 percent from June to July – far short of the surprising 7.2 percent rise nationally that sent stocks soaring Friday.
A July report showed sales of 3,495 existing ...
Posted by Polly Rathe at 10:38 AM in Category: News
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Friday, 24 July 2009
Real Estate Sales
Real Estate Sales
Posted: Friday, Jul 24, 2009 - 05:11:08 pm PDT
http://www.cdapress.com/articles/2009/07/24/real_estate/1-real-estate-sales.txt
Email this story Printer friendly version By Press staff and
The Associated Press
Jeff Chiu/Associated Press In this July 21 photo, a home for sale is shown in San Francisco. A real estate group’s report sai...
Posted by Polly Rathe at 10:11 PM in Category: News
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Friday, 17 July 2009
Sacramento-area home sales fall for 1st time since April 2008
Sacramento-area home sales fall for 1st time since April 2008
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/2033127.html
The 14-month streak is over.
Sacramento-area home sales reached their highest monthly count yet this year in June. But with fewer bank repos on the market, they failed to beat the numbers from June 2008, acc...
Posted by Polly Rathe at 9:55 PM in Category: News
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Friday, 10 July 2009
How assessor slashes property values
Home Front: How assessor slashes property values
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/2014910.html
This week the Sacramento County Assessor’s Office – and more like it across the great foreclosure belts of California – chopped property values again on nearly everything built in the housing boom.
The value slash...
Posted by Polly Rathe at 9:56 PM in Category: News
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Monday, 6 July 2009
Repo business soars as Sacramento area home sales slump
Repo business soars as Sacramento area home sales slump
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/topstories/story/2002300.html
At the beginning, Alejandro Maybuena lost the Sacramento house he bought in April 2005 for $350,000. At the end, in early 2009, Kim Gish bought it for $109,000.
Stories like this have happened more than 40,000 ...
Posted by Polly Rathe at 5:08 PM in Category: News
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Saturday, 27 June 2009
Despite programs meant to help, many homeowners still frustrated
Home Front: Despite programs meant to help, many homeowners still frustrated
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/1978579.html
Day in and day out since 2007, callers who struggle with mortgages throughout the Sacramento region, those who can’t sleep for worrying, who want to stay with houses that have lost $150,00...
Posted by Polly Rathe at 9:14 AM in Category: News
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Friday, 19 June 2009
Sacramento area misses move-up homebuyers -- they're staying put
Sacramento area misses move-up homebuyers -- they’re staying put
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/topstories/story/1959684.html
Almost four years into the real estate crash, a once-thriving sector of the Sacramento-area housing market – the move-up buyer – has become a virtual dead zone that must revive itself for a true reco...
Posted by Polly Rathe at 5:18 PM in Category: News
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Friday, 12 June 2009
Home Front: Lenders' phones silent as rates rise
Home Front: Lenders’ phones silent as rates rise
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/1940229.html
Mortgage rates, rising quickly from near-historic lows earlier this year, are already having negative consequences in the capital region.
"All of a sudden the phones just stopped ringing," said Michael McGee, ...
Posted by Polly Rathe at 5:09 PM in Category: News
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Wednesday, 10 June 2009
Use of short sales on rise in Sacramento housing market
Use of short sales on rise in Sacramento housing market
By Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/1933643.html
For years real estate agents have steered buyers away from "short sales," labeling them a mind-numbing, difficult experience that could exhaust the patience of the biblical Job.
Now buyers can hardly avoid th...
Posted by Polly Rathe at 4:31 PM in Category: News
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Tuesday, 9 June 2009
Don’t Push the Envelope!
Fighting your inner demons may be difficult, BUT don’t be afraid to open the envelope.
Not long ago a GreatWest GMAC Real Estate Professional recalled that she had gone to the home of a client to perform a listing presentation for a possible short sale.
During the presentation and while looking at paperwork the client had, the agent noticed there were several recent envelopes t...
Posted by Polly Rathe at 7:33 PM in Category: Mortgage & Finance
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Monday, 18 May 2009
Home Front: First-time buyers reap reward of median price in Sacramento County
Home Front: First-time buyers reap reward of median price in Sacramento County
Jim Wasserman
jwasserman@sacbee.com
http://www.sacbee.com/business/story/1863568.html
For all the pain and trouble associated with this housing bust, one thing is clear: It’s getting better and better for first-time buyers.
And few places beat Sacramento, according to a ne...
Posted by Polly Rathe at 8:51 PM in Category: News
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Sunday, 17 May 2009
Navigating These Economic Times
The other morning a GreatWest GMAC Real Estate professional was brainstorming with another Realtor. Both agreed that in addition to helping buyers purchase property, and sellers to sell their homes, they had voluntarily taken up the shield, for helping past clients, friends and family, to stay in their economically challenged homes during these difficult times.
Currently, they were avera...
Posted by Polly Rathe at 7:30 AM in Category: Mortgage & Finance
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Monday, 11 May 2009
The Case for Buying a Home Right Now!
The Case for Buying a Home Right Now
Low interest rates and very flexible prices make this a good time to be a buyer.
By BRETT ARENDS - WALL STREET JOURNAL
Talk about capitulation! Judging from my mailbag following last week’s coverage of the Case-Shiller housing numbers, almost nobody has a good word to say about the real estate market any more.
I’m an insti...
Posted by Polly Rathe at 2:28 PM in Category: Buying Property
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The Case for Buying a Home Right Now!
The Case for Buying a Home Right Now
Low interest rates and very flexible prices make this a good time to be a buyer.
By BRETT ARENDS - WALL STREET JOURNAL
Talk about capitulation! Judging from my mailbag following last week’s coverage of the Case-Shiller housing numbers, almost nobody has a good word to say about the real estate market any more.
I’m an insti...
Posted by Polly Rathe at 1:51 PM in Category: Selling Property
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Friday, 1 May 2009
Are short sales ruining home values?
http://www.inman.com/buyers-sellers/columnists/tara-nicholle-nelson/are-short-sales-ruining-home-values
Q: My neighbors bought a home for their mother, who has since passed away. They owed $125,000 on the mortgage. The bank allowed them to do a short sale for $56,000. The three daughters who bought the home for their mother have considerable assets. How can they be forgiven for ...
Posted by Polly Rathe at 5:51 PM in Category: News
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Wednesday, 29 April 2009
Questions and Answers Surrounding Short Sales
Questions and Answers Surrounding Short Sales
As homeowners grapple with declining home values, and in some instances, mortgage payments that have dramatically increased, GreatWest GMAC Real Estate professionals are increasingly be queried about Short Sales.
Often a seller will become concerned because they are unable to make house payments, but do still have an ability to make ...
Posted by Polly Rathe at 4:51 PM in Category: News
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Thursday, 23 April 2009
FORECLOSURE, BANKRUPTCY, DEED IN LIEU, SHORT SALE HOW LONG BEFORE I CAN PURCHASE A HOME AGAIN???
ACCORDING TO FANNIE MAE GUIDELINES THERE HAVE BEEN ADJUSTMENTS TO QUALIFY FOR PURCHASING AFTER BANKRUPTCY,DEED IN LIEU OF FORECLOSURE, PRE FORECLOSURE SALES AS FOLLOWS:
New Requirements
Action:Bankruptcy (All Except Chapter 13)
4-year time period from discharge date
The 4-year time period remains the same but will now be applied from either the discharge or dismissal date...
Posted by Polly Rathe at 10:06 AM in Category: Mortgage & Finance
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FORECLOSURE, BANKRUPTCY, DEED IN LIEU, SHORT SALE HOW LONG BEFORE I CAN PURCHASE A HOME AGAIN???
ACCORDING TO FANNIE MAE GUIDELINES THERE HAVE BEEN ADJUSTMENTS TO QUALIFY FOR PURCHASING AFTER BANKRUPTCY,DEED IN LIEU OF FORECLOSURE, PRE FORECLOSURE SALES AS FOLLOWS:
New Requirements
Action:Bankruptcy (All Except Chapter 13)
4-year time period from discharge date
The 4-year time period remains the same but will now be applied from either the discharge or dismissal date...
Posted by Polly Rathe at 10:06 AM in Category: Mortgage & Finance
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Sunday, 19 April 2009
Questions and Answers Surrounding Short Sales
As homeowners grapple with declining home values, and in some instances, mortgage payments that have dramatically increased, GreatWest GMAC Real Estate professionals are increasingly be queried about Short Sales.
Often a seller will become concerned because they are unable to make house payments, but do still have an ability to make all or part payment of the negative equity. They may hop...
Posted by Polly Rathe at 5:31 PM in Category: Selling Property
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Tuesday, 14 April 2009
Home-tour interest is still blooming
Home-tour interest is still blooming
By Debbie Arrington
darrington@sacbee.com
http://www.sacbee.com/livinghere/story/1771345.html
Published: Saturday, Apr. 11, 2009 - 12:00 am | Page 5D
In real estate-mad California, beautiful weather and beautiful homes used to sell tickets to home and garden tours.
But facing a housing downturn and a dire economy, ...
Posted by Polly Rathe at 5:32 PM in Category: News
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Saturday, 11 April 2009
Snag a great deal on a short sale
Snag a great deal on a short sale
Short sales - where a lender agrees to take less than it’s owed on a mortgage - are rising sharply. Here’s how you can profit.
Source: CNNmoney.com
(Money Magazine) -- When Brian Gavitt, a physician, and his wife Gayleen, a stay-at-home mom, started to eye homes in Sacramento last winter, they knew they were looking in the ha...
Posted by Polly Rathe at 8:23 AM in Category: Buying Property
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Friday, 3 April 2009
AVOIDING FORECLOSURE
From FreddieMac website how towork with lender to avoid/stop foreclosure:
Working With Your Lender to Stop Foreclosure
Have These Documents Ready
Have these on hand for the conversation with your lender:
Last two pay stubs and most recent tax return
For a self-employed borrower, complete signed federal income tax return for the previous year or year-to-date profit ...
Posted by Polly Rathe at 8:30 AM in Category: Mortgage & Finance
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Tuesday, 24 March 2009
Five Options for Homeowners
Five Options for Homeowners who cannot make their mortgage payment:
*Deed In Lieu- A process where the Borrower signs a “Deed-in-lieu” of foreclosure AND the lender accepts it. This action simply grants the title to the property to the lien holder (your lender).
*Foreclosure- A legal process where the secured lender takes back the property though an instrument called the “Deed...
Posted by Polly Rathe at 2:24 PM in Category: Mortgage & Finance
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Friday, 13 March 2009
Don't Lose Your Home Because You Didn't Pick Up THe Phone!!
You or someone you know can benefit from the Mortgage Stimulus/Refinance Program and avoid foreclosure! Whether you want to modify your existing loan or work through the short sale process, I can help! The most important thing is for you to understand the many options available besides allowing a foreclosure sale to ruin your credit. Call or email me today for more information. Remember! You don&r...
Posted by Polly Rathe at 1:04 PM in Category: Mortgage & Finance
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Thursday, 26 February 2009
CA State Tax Credit Proposal
Brought to you by the CALIFORNIA ASSOCIATION OF REALTORS®
Dear C.A.R. Member:
Following several months of debate and delays, our state representatives in Sacramento delivered a 2009-2010 budget to Governor Schwarzenegger today. The governor is expected to sign the budget as presented. Although details are sketchy, the budget appears to raise existing sales tax levels by 1 perc...
Posted by Polly Rathe at 9:41 AM in Category: News
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Tuesday, 27 January 2009
CSI Insurance Brokers Partners With GreatWest GMAC
CSI Insurance Brokers sought out partnership with Brodie Stephens and GreatWest GMAC, due to their outstanding professionalism and ethics. Working one on one with Brodie and the GreatWest Real Estate Agents over this past year has been the highlight of our endorsement with CAR. It is very obvious, as I have participated in sales meetings - that there is an elevated expectation with regard to cu...
Posted by Polly Rathe at 11:29 AM in Category: News
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Friday, 31 October 2008
Open - Open - Open
Fighting your inner demons may be difficult, BUT don’t be afraid to open the envelope.
Recently a GreatWest GMAC Real Estate Professional recalled that she had gone to the home of a client to perform a listing presentation for a possible short sale.
During the presentation and while looking at paperwork the client had, the agent noticed there were several recent envelopes the ...
Posted by Polly Rathe at 5:45 AM in Category: Mortgage & Finance
Link directly to this article.
Saturday, 11 October 2008
How to Sink a House With a Boat
Recently a GreatWest GMAC Real Estate professional was lamenting about a couple "For Sale" signs on a home in her community. It had previously been a well kept home, but now appeared more ragged around the edges.
A real estate "For Sale" sign was hanging from the traditional post planted on the front lawn. But a smaller sign hung around the neck (or bow) of "The Unforgiven" - a large bo...
Posted by Polly Rathe at 7:09 AM in Category: Market Conditions
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Monday, 4 August 2008
If You Receive a Default Notice
Are you one of the homeowners that fell into an adjustable rate mortgage, and have received a default notice? A word to the wise - do not panic.
Many homeowners panic first and think later. This leads to frustration and conflict, and can result in loss of money. Recent calls from homeowners stating that they fell in to a trap created by
companies, that offer a resolution on their def...
Posted by Polly Rathe at 4:27 PM in Category: Free Information & Tools
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Saturday, 19 July 2008
How to Best Sell Your Home
Now more than ever before, Sellers are asking GreatWest GMAC Real Estate professionals, “How can I sell my home for the BEST PRICE, in the SHORTEST AMOUNT OF TIME, with the MOST FAVORABLE TERMS?”
It is imperative that the home be PRICED RIGHT. . .from the start!
There are many things that affect the value of a home, and in today’s market it’s even more important to be sure...
Posted by Polly Rathe at 10:06 PM in Category: Selling Property
Link directly to this article.
How to Best Sell Your Home
Now more than ever before, Sellers are asking GreatWest GMAC Real Estate professionals, “How can I sell my home for the BEST PRICE, in the SHORTEST AMOUNT OF TIME, with the MOST FAVORABLE TERMS?”
It is imperative that the home be PRICED RIGHT. . .from the start!
There are many things that affect the value of a home, and in today’s market it’s even more important to be sure...
Posted by Polly Rathe at 10:04 PM in Category: Selling Property
Link directly to this article.

Wednesday, 9 April 2008
A Couple Questions & Answers Regarding “Short Sales”
As homeowners grapple with declining home values, and in some instances, mortgage payments that have dramatically increased, GreatWest GMAC Real Estate professionals are increasingly be queried about Short Sales.
Often a seller will become concerned because they are unable to make house payments, but do still have an ability to make all or part payment of the negative equity. They may ho...
Posted by Polly Rathe at 12:46 PM in Category: Selling Property
Link directly to this article.
Wednesday, 5 March 2008
Short Sales – Advantages and Pitfalls
Looking back a few years, when the over-exuberance of the housing boom was being partially fed by the first ingredients of the sub-prime debacle, it was difficult to foresee in this present day, we would be ramping ourselves up to speed on “short-sales.”
As many GreatWest GMAC Real Estate Professionals understand, “short-sales” can be anything but short in the process of negotiation with ...
Posted by Polly Rathe at 6:41 AM in Category: Free Information & Tools
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Friday, 18 January 2008
Thinking points for Buyers and Sellers
THINKING POINTS FOR BUYERS
- The doom and gloom you’re hearing about in the mass media should not affect your decision to act if you are ready, willing, able and eager to do so.
- Prices may still go lower, but as soon as they hit bottom, they will rebound with a vengeance, quickly wiping out any advantage you might gain by waiting.
- Right now, you have an unusually wide ...
Posted by Polly Rathe at 9:44 PM in Category: Buying Property
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