These are all the Blogs posted in April, 2009.
Thursday, April 2, 2009
Are You Wondering If You Are Able To Refinance?
Recently GreatWest GMAC Professionals, are hearing from many homeowners who have found themseves in a situation they would never have dreamed of a few years ago. They had purchased their homes in good faith, and had stayed current on payments, and they managed to keep their jobs. BUT, because of declining home values brought on by the current housing crisis, they are unable to refinance and take advantage of current lower interest rates, because their homes are worth less than what is now owing on them.
The government has just come out with a new plan, to try to allow many who don&r... Read more
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Monday, April 6, 2009
Don't Put All Your Investment Dollars in the Same Basket
With Easter swiftly approaching, perhaps it is a good time to remind that it isn’t always a good idea to put all one’s eggs in the same basket - Whether it’s real eggs; or investment and financial eggs.
The expression "Don’t put all your eggs in one basket" generally means not risking the loss of everything by placing all your financial investments or future goals on one and only one option.
The perils of putting all your eggs in one basket ought to be obvious once the basket falls off the wagon, or experiences some unfortunate event. Wherever the bask... Read more
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Saturday, April 11, 2009
Sales Statistics by Community - February 2009
The following link provides real estate sales statistics for the various communities, towns and cities within the Greater Sacramento area, as well as in the Counties of Placer and El Dorado. The data is for transactions through the month of February 2009, and compares to the same month, a year prior.... Read more
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Wednesday, April 15, 2009
Looking For the Free and Discounted Stuff on Tax Day
USA Today is reporting that a number of restaurants are offering free food and discounts today (tax day), to add a little comfort food to the sometimes uncomfortable tax day activities.
•Free gift cards. T.G.I. Friday’s will give Wednesday customers $5 Bonus Bites gift cards for food and beverage purchases of $15 to $25 and $10 cards for those who spend more than $25. Members of the 1,000-outlet chain’s frequent-customer program also will get double points
•Free sweets. Snack chain Cinnabon will give out Tax Day Bites, free bite-size cinnamon rolls usually known a... Read more
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Sunday, April 19, 2009
Questions and Answers Surrounding Short Sales
As homeowners grapple with declining home values, and in some instances, mortgage payments that have dramatically increased, GreatWest GMAC Real Estate professionals are increasingly be queried about Short Sales.
Often a seller will become concerned because they are unable to make house payments, but do still have an ability to make all or part payment of the negative equity. They may hope to also hope to preserve their credit score. They wonder if a short sale will be right for them.
The answer is, probably no. Sometimes if a seller is able to pay back all or part of the ne... Read more
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Tuesday, April 21, 2009
Avoiding Loan Modification or Foreclosure Scams
GreatWest GMAC Real Estate professionals are continuing to hear from troubled homeowners, who are hoping to get a better mortgage, or take advantage of the lower interest rates currently available.
However, the news media has provided many reports about foreclosure scams, and many folks are a little gun-shy of beginning the process that could improve their financial lot.
There are a number of qualified, honest and caring professionals trying to help with loan modifications. But the question remains – How do you identify a legitimate agency from a scam?
There have be... Read more
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